First Time Home Buyers In Hamilton
Okay, you’re ready to buy your first home! Let’s get you approved, let’s get the job done. After all, that’s what we are here for and we strive to be outstanding at our job.
Having never been through the process, we understand it can be a bit nerve-racking, but we make the whole thing easy. We cut through the red tape for you and we make sure you get the lowest possible interest rate on your first mortgage. This is going to pave the way for building and improving your credit score and setting you up for success as your household and family grow.
Don’t forget, the bank is only looking out for itself. We are looking out for you!
Contact us today to get started.
Making Homeownership Accessible
Purchasing your first home can be a daunting experience, but Mortgage With Paul is here to simplify the process. They aim to secure the lowest possible interest rates for you, helping you build and improve your credit score as you embark on this new chapter.
Why Choose Our First Time Home Buyers?
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Client-Focused Approach: Unlike banks that prioritize their own interests, Mortgage With Paul works for you, ensuring your needs are met.
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Expert Guidance: They navigate through the complexities of mortgage applications, cutting through red tape to facilitate a smooth process.
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Competitive Rates: By leveraging their network, they strive to secure the lowest interest rates available.
Frequently Asked Questions
What programs are available for first-time homebuyers in Hamilton?
There are several programs, including government incentives like the First-Time Home Buyer Incentive and land transfer tax rebates, which Mortgage With Paul can help you navigate and apply for.
How much down payment do I need as a first-time buyer?
Typically, a minimum of 5% down payment is required for homes under $500,000. Mortgage With Paul will guide you based on your financial situation and property price.
Can I get approved if I have limited credit history?
Yes. As a first-time buyer, limited credit history doesn’t automatically disqualify you. Paul works with a variety of lenders who consider alternative credit sources and offer flexible approval options.