Conventional Mortgages in Hamilton
If you’re looking to buy a vacation home or your first property and have established credit, a conventional mortgage it’s going to work well for you. That being said, working directly with the bank (while certainly an option) is not going to give you the best outcome. You’re going to wind up paying a higher interest rate and all of the red tape is going to fall on your shoulders.
That’s where we come in. Remember, the bank is looking out for its own interests. Your interests and concerns come second. On the other hand, we work for you! We are making the banks compete for your business helping to secure you the lowest possible interest rate. And with all of our experience, we make the process easy for you, cutting through the red tape so you don’t have to.
Let us do the heavy lifting. Contact us today.
Ideal for Established Credit
If you’re looking to buy a vacation home or your first property and have established credit, a conventional mortgage may be suitable for you. However, working directly with a bank might not yield the best outcome, as you may end up paying a higher interest rate and dealing with extensive paperwork.
Why Choose Our Conventional Mortgage?
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Client-Focused Approach: Unlike banks that prioritize their own interests, Mortgage With Paul works for you, ensuring your needs are met.
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Competitive Rates: They make banks compete for your business, helping to secure the lowest possible interest rate.
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Streamlined Process: With their experience, they simplify the mortgage process, cutting through red tape so you don’t have to.
Frequently Asked Questions
What is a conventional mortgage?
A conventional mortgage is a home loan that is not insured or guaranteed by the government. It typically requires a down payment of at least 20% and is ideal for buyers with good credit and stable income.
Why should I use a mortgage broker instead of going directly to a bank?
Mortgage brokers like Mortgage With Paul work on your behalf, not the bank’s. They help you find the best interest rates by comparing multiple lenders, saving you money and time during the mortgage process.
Can I get a better rate through a broker than my bank offers?
Yes, brokers can often secure lower rates because they have access to a wide range of lenders who compete for your business, whereas banks only offer their own products.