How We Can Help

Everybody can benefit from our services, including those with established credit who want to lower their payments, first-time buyers, and people with credit or income issues.

We have a very high success rate, so contact us today.

Get Your First Mortgage

Congratulations on looking to buy your first house! We understand it can be intimidating, but we are here to make the process as easy as possible and get you the best mortgage for your needs.

Debt Consolidation

Consolidating your different debts into one low interest loan could help you pay off debt faster and drastically reduce your interest payments. Get in touch with us today!

Lower Monthly Payments

Do you need to renew your mortgage? Get in touch with us now to secure the lowest interest rate available. This could help you save money each month or pay off your mortgage quicker.

Poor Credit

Are you struggling to rebuild your credit? Look no further! Our approval rate is exceptionally high and we work with lenders who take more into account than just your credit report. We can help get you approved and rebuild your credit.

Self Employed

Are you a self-employed individual facing difficulty obtaining a mortgage? We have the right lenders for you! Our lenders understand the advantages and obstacles of being self-employed and are eager to help you. Contact us now!

Private Lenders

Are you in need of financing but cannot or don’t want to get a loan from a bank or credit union? Our private lenders may be able to help! Reach out to us today to learn more.

We Work For You, Not The Bank?

Did you know that there are many options available that the bank does not have access to? Did you know that the bank is not working for you, but rather only looking out for their own interests?

We work for you and we make the different lending institutions compete for your business. We also have access to a variety of private lenders and lending institutions that see you as much more than a credit report or notice of assessment statement.

Loan Types

Conventional Loans

Even if the bank is willing to work with you, there are enormous advantages to working with us. We are able to get lower interest rates by making the banks compete for your business.

Bad Credit Mortgage

Okay, so there has been some bumps along the way. That’s part of life, and we have lending partners that understand that and want to work with you. We can get you the mortgage you need.


If you are looking to refinance, let us help you get the lowest possible interest rate and the best possible outcome. Remember, we work for you and protect your interests, not the interests of the lenders.

First Time Buyers

Ready to buy your first home? We know as a first time buyer the process can be intimidating, but we make it easy as pie and guide you through the whole process making sure you get the outcome you need.

What To Expect Working With Us

In a nutshell, you can expect us to be on your side, working hard to get you the outcome you want. That means getting you approved at the lowest possible interest rate.

It also means taking care of all the nitty-gritty details for you so you don’t have to worry about all the red tape.

Let us do the heavy lifting.

Paul is an outstanding guy and he and his team have been nothing but courteous and helpful throughout the whole process. Very thankful. I would happily recommend him to anybody looking for a great mortgage broker.

Jonathan Adams

Thank you Paul! I really appreciated my time working with you. You have been so helpful and I really appreciate the services you offer.


Estimate Your Mortgage 







Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Get In Touch

Send a Email

Fill our the form or shoot us a email at

Give Us A Call

If you have any questions or you prefer to speak via the telephone.

(289) 804-8602

Corporate Office

Real Mortgage Associates Inc.
578 Upper James Street,
Hamilton, Ontario
L9C 2Y6
Tel: 1-877-677-7778 / 905-574-5363

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