Get Approved at The Lowest Rate

Mortgage Advisor in Hamilton

Self-employed, bad credit, we can get you approved.

Save hundreds of dollars a month by reducing your interest rate. Free up disposable income.

Mortgage Broker Hamilton

Hamilton’s Trusted Mortgage Broker – Tailored Solutions for Every Homebuyer

Welcome to MortgageWithPaul.ca, your go-to mortgage advisor in Hamilton, Ontario. Whether you’re a first-time homebuyer, need a conventional mortgage, have bad credit, or want to refinance, we provide personalized mortgage solutions with competitive rates.

Why Choose Paul as Your Mortgage Broker?

✅ Local Expertise – Serving Hamilton & surrounding areas
✅ Best Rates – Access to 50+ lenders for the lowest mortgage rates
✅ Bad Credit? No Problem – Specialized solutions for all credit situations
✅ Stress-Free Process – From pre-approval to closing, we guide you every step.

Our Mortgage Services in Hamilton

1. Conventional Mortgages

Get the best rates on standard mortgages with flexible terms. Perfect for homebuyers with a strong credit profile.

2. First-Time Home Buyer Mortgages

Navigating your first home purchase? We help you access First-Time Buyer Incentives, lower down payments, and stress-free approvals.

3. Bad Credit Mortgages

Even with low credit scores, we help you secure a mortgage through alternative lenders. Rebuild your credit while owning a home!

4. Mortgage Refinancing

Unlock your home’s equity to consolidate debt, renovate, or invest. Get cash-out refinancing at competitive rates.

How It Works

  1. Free Consultation – Tell us your mortgage goals

  2. Compare Lenders – We shop for the best rates on your behalf

  3. Fast Approval – Quick processing with high approval rates

  4. Close with Confidence – Move into your dream home hassle-free

Serving All of Hamilton & Beyond

We help homebuyers and homeowners in:
📍 Hamilton | 📍 Burlington | 📍 Stoney Creek | 📍 Ancaster | 📍 Dundas

We have a very high success rate, so contact us today.

Get Your First
Mortgage

Congratulations on looking to buy your first house! We understand it can be intimidating, but we are here to make the process as easy as possible and get you the best mortgage for your needs.

Debt
Consolidation

Consolidating your different debts into one low interest loan could help you pay off debt faster and drastically reduce your interest payments. Get in touch with us today!

Lower Monthly
Payments

Do you need to renew your mortgage? Get in touch with us now to secure the lowest interest rate available. This could help you save money each month or pay off your mortgage quicker.

Poor
Credit

Are you struggling to rebuild your credit? Look no further! Our approval rate is exceptionally high and we work with lenders who take more into account than just your credit report. We can help get you approved and rebuild your credit.

Self
Employed

Are you a self-employed individual facing difficulty obtaining a mortgage? We have the right lenders for you! Our lenders understand the advantages and obstacles of being self-employed and are eager to help you. Contact us now!

Private
Lenders

Are you in need of financing but cannot or don’t want to get a loan from a bank or credit union? Our private lenders may be able to help! Reach out to us today to learn more.

Offering Best Mortgage Advisor Services in Hamilton

Did you know that there are many options available that the bank does not have access to? Did you know that the bank is not working for you, but rather only looking out for their own interests?

We work for you and we make the different lending institutions compete for your business. We also have access to a variety of private lenders and lending institutions that see you as much more than a credit report or notice of assessment statement.

Mortgage Types Hamilton

Conventional Loans

Even if the bank is willing to work with you, there are enormous advantages to working with us. We are able to get lower interest rates by making the banks compete for your business.

Bad Credit Mortgage

Okay, so there has been some bumps along the way. That’s part of life, and we have lending partners that understand that and want to work with you. We can get you the mortgage you need.

Refinancing

If you are looking to refinance, let us help you get the lowest possible interest rate and the best possible outcome. Remember, we work for you and protect your interests, not the interests of the lenders.

First Time Buyers

Ready to buy your first home? We know as a first time buyer the process can be intimidating, but we make it easy as pie and guide you through the whole process making sure you get the outcome you need.

What To Expect Working With Us

In a nutshell, you can expect us to be on your side, working hard to get you the outcome you want. That means getting you approved at the lowest possible interest rate.

It also means taking care of all the nitty-gritty details for you so you don’t have to worry about all the red tape.

Let us do the heavy lifting.

Estimate Your Mortgage

$

5%

1%

6.9%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421